Knowledge Hub


Find answers to questions frequently asked when looking to find the right debt solution for you


What are the advantages of an IVA when struggling with debt?


What are the disadvantages of an IVA when struggling with debt?

What is an IVA?

What exactly is an Individual Voluntary Arrangement (IVA)?

Debts Included

What debts are included in an Individual Voluntary Arrangement (IVA)?

Our IVA Process

Learn more about our IVA setup process at IVA Helper

Your Expert Group,, River Insolvency, are trading names of YEG Insolvency Limited which is Authorised Representative (FCA Number 987650) of Secure Financial Management Limited which is regulated by the Financial Conduct Authority.

Free and impartial help with money – MoneyHelper

Secure Financial Management Limited’s FCA number is 550186. You can confirm this by checking the financial services register by visiting the FCA website or by contacting the FCA on 0800 111 6768. The registered office is 89 West Regent Street, Glasgow, G2 2BA. Registered in Scotland company no: SC393839. Registered with the ICO under the Data Protection Number ZA328512

Donna Forey is Licensed to Act as an Insolvency Practitioner in the United Kingdom by the Institute of Chartered Accountants of Scotland.

A formal debt solution may not be suitable in all circumstances. Fees apply. Your credit rating may be affected. 

*Debt examples are subject to creditor acceptance, payments are subject to individual circumstances, credit may be affected. Fees may apply.